CASE STUDY 02Divorce Financial Planning
Meet Rachel.
Age: 42
Stage: Professional woman in the midst of divorce
Primary Goal: Navigate divorce with clarity, protect her financial future, and rebuild confidence.
Her Story
Rachel is a successful marketing professional, earning a strong six-figure salary. She loves the creativity and pace of her career, but after 15 years of marriage, she now faces divorce and the unraveling of the life she thought she had built.
She isn't just dividing assets. She's untangling everything at once:
- A jointly owned home with equity
- Retirement accounts funded by both spouses
- Shared debt and household expenses
- A husband who earns less than she does, raising questions of spousal support
Rachel admits she feels overwhelmed. She has a capable attorney, but the process feels isolating. She tries to keep up with yoga classes and dinners with friends, but behind the scenes, the stress feels constant.
What she wants is a partner who can walk alongside her. Someone that will help organize the numbers, cut through the complexity, and bring clarity to the financial and emotional decisions ahead.
Our Partnership
Rachel needed more than calculations. She needed an advocate and a roadmap. Together, we:
- Outlined her immediate financial needs, including housing and cash flow
- Organized and completed the financial documents and disclosures required for her divorce paperwork
- Modeled settlement options to show the long-term impact of dividing property, investments, and retirement accounts
- Worked alongside her attorney to help organize financial information and evaluate settlement options
- Built a step-by-step plan for transitioning her finances after the divorce
- Supported her in shifting her mindset from uncertainty and self-doubt to financial empowerment and independence
Her Results
Rachel now has:
- A framework for evaluating settlement options with attention to both immediate stability and long-term considerations, allowing her to move forward with a steadier footing around housing, cash flow, and retirement planning
- A forward-looking view of how today's choices shape her future, with ongoing adjustments as life unfolds
- A coordinated investment and savings plan: restarting retirement contributions, reallocating assets to align with her risk profile, and using tax-efficient accounts to strengthen long-term growth. Learn more about investment management.
- The confidence to advocate for herself in legal and financial conversations, backed by preparation and a clear understanding of her options
- The reassurance of not carrying the process alone, supported by a trusted partner who helps her stay grounded through the financial and emotional challenges of divorce
Most importantly, Rachel sees herself not as someone starting over, but as someone stepping into a new chapter. What once felt like loss is becoming the foundation for her to thrive on her own path with resilience, strength, and the tools to make empowered decisions today and tomorrow.
You don't have to do this alone.
A complimentary 30-minute consultation with Kimberly. No pressure, no obligation, just an open conversation about where you are and where you want to go.
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