Is there a cost to schedule?

No. The introductory consultation is complimentary. The purpose is to give you space to talk through your situation and determine whether an ongoing advisory relationship would be valuable for you.

What makes Innermost Wealth different from other financial advisors?

Innermost Wealth was built around the belief that financial planning should support the whole person, not just their net worth statement. Many advisory relationships focus primarily on investment management. While investments are important, the most meaningful financial decisions often involve career changes, family dynamics, life transitions, and long-term priorities. Our work integrates investment management with thoughtful financial planning and an awareness of the psychological side of money. The goal is to help clients make clear, confident decisions while building a financial life that genuinely supports what matters most to them.

Schedule a consultation.

Complimentary Consultation

What to expect

Initial Consultation

A 30-minute conversation with Kimberly to discuss your financial situation, what you're working toward, and whether working together makes sense.

Personalized Planning

If we mutually decide to move forward, we begin our psychology-informed financial planning process and build a strategy around your life.

Ongoing Partnership

Structured review meetings throughout the year, continuous oversight, and objective guidance as your life and goals evolve.

"This is a calm, no-pressure conversation. You're welcome to ask questions about our process, services, and what an ongoing advisory relationship looks like."

Kimberly A. Houston, CFP® · CRPC®

Meeting details

30 minutes — complimentary, no obligation

Google Meet — phone available if preferred

You'll meet with Kimberly — and possibly Gracie the Beagle

Confirmation email sent immediately with all details

Credentials & background

Finance

CFP® — CERTIFIED FINANCIAL PLANNER® Professional

CRPC® — Chartered Retirement Planning Counselor

Certified Divorce Financial Analyst® Education

BA Honors Finance, Michigan State University

13+ years in financial planning and investment management

Psychology

NLP Practitioner and Master Practitioner

Mindfulness-Based Cognitive Therapy (MBCT) Practitioner

Strategic Life Coaching Practitioner

BA Honors Psychology, Michigan State University

Fiduciary Fee-Only Woman-Owned NAPFA Member XY Planning Network

Select a time

Complimentary 30-Minute Consultation

Common questions

Is this a sales pitch? ⌵

No, we don't like those either :) This is a genuine conversation to explore whether working together makes sense for the both of us.

What should I prepare beforehand? ⌵

You don't need to gather detailed documents for this step. But, we do recommend spending a few minutes thinking about your current financial situation and what help you're looking for. We'll guide the conversation from there.

What is your approach to financial planning? ⌵

Our approach is straightforward, thoughtful, and collaborative. This is a safe space where you can ask questions, speak openly about what’s on your mind, and work through financial decisions without judgment. Our role is to be a steady, objective partner who can simplify the complex, reduce stress, and is always on your side.

What makes Innermost Wealth different? ⌵

We integrate investment management with thoughtful financial planning and an awareness of the psychological side of money. The goal is to help you make clear, confident decisions while building a financial life that genuinely supports what matters most to you. Our independence allows us to craft a strategy customized uniquely to you.